Who are we?
We are nationwide network of mortgage professionals, mortgage bankers and
mortgage brokers trying to make a difference in an indifferent world.
Our Primary Objective
Make a difference for as many as possible, for:
people whom otherwise might not be able to buy a home; and
folks whom might otherwise not be able to refinance an existing home at a fair
rate.
What we do?
We act as a community, and we all share information within this network. We
work together as a team in an ongoing effort to ascertain the best mortgage
programs for people with derogatory credit and income issues.
eMortgageSolution.com provides participating mortgage professionals with
referrals free of charge; plus 24/7 access to an extensive database that is
constantly being updated with respect to the best programs “out there”. In
return, participants are sworn to treat those referrals honestly and fairly.
In addition; for so long as they are participating, they must provide
regularly, continued updates and information about the best mortgage programs
they come across; to make that information available for other participants to
use.
Why it works?
The content and extent of the information we collect and share within our
network provides many more options for people. With many more options
available, the chances for success in optimizing each particular case is
significantly increased.
Because we know where to match particular borrower credit and income cases,
Lenders that are already programed and set up to accept such particular
borrower types can afford to make better offers in respect to each borrower.
In addition, participating mortgage professionals, bankers and brokers realize
financial benefits through this network. This network makes it easier for them
to qualify many more people; and do so, each with less difficulty and fewer
complications. In turn, they are able to increase bottom line profits by
processing and closing loans in boosted volume; faster and more efficiently.
Time and energy are also money.
As a result, we seem to be accomplishing one of two things. Either: (1) Perhaps
eMortgageSolution.com is attracting mortgage professionals that care and find
satisfaction in being able to afford staying honest and economically fair; or,
(2) Maybe the power of an increased bottom line is converting some mortgage
folk toward our way of thinking.
Founder
eMortgageSolution.com was founded in 1998 by Gerald S. Laufer of
East Northport, NY. Gerald S. Laufer is a professional mortgage credit
consultant
with over 20 years experience in banking and solution financing.
eMortgageSolution began as a dream concept in 1993, prior to the internet
explosion, after
it's founder, lost his career and became a victim of the
"high interest rate nightmare".
Philosophy
If you have perfect credit and strong income, you can get very
low interest rates. But isn't it the people who don't have perfect
credit and strong income that need those low interest rates?
We can't beat the system, but we can fight it and with
our efforts, people are saving substantial money when it really
counts. This website provides a means for people to get a direct
connection to wholesale mortgage lenders and have the right
lenders bid against each other in order to get the lowest offer
possible. We haven't changed the world yet, but we are beginning to make
a difference in an indifferent industry.
Message from the founder
Give this program a try. You have nothing to lose. It won't cost you anything
to find out how you qualify and what your
lowest monthly payment would be. Good Luck!
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